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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,224 | $108,897-36.4% | $100,378-31.0% | $145,877-52.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.01% | 58.17%-44.2pp | 49.41%-35.4pp | 551.28%-537.3pp |
| Employer contribution / active EE | $8,668 | $4,420+96.1% | $3,942+119.9% | $4,663+85.9% |
| Participant deferral / active EE | $24,474 | $8,455+189.5% | $8,087+202.6% | $6,691+265.8% |
| Admin fee / account holder | $18,927 | $9,690+95.3% | $7,899+139.6% | $13,402+41.2% |