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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,512 | $58,258-45.9% | $81,820-61.5% | $80,925-61.1% |
| Participation rate | 61.1% | 63.5%-2.4pp | 72.4%-11.3pp | 67.7%-6.5pp |
| Annual return | 21.96% | 41.76%-19.8pp | 777.93%-756.0pp | 35.65%-13.7pp |
| Employer contribution / active EE | $1,698 | $2,345-27.6% | $2,915-41.7% | $2,756-38.4% |
| Participant deferral / active EE | $2,974 | $3,284-9.4% | $4,323-31.2% | $4,299-30.8% |
| Admin fee / account holder | $3,645 | $4,976-26.7% | $7,391-50.7% | $6,940-47.5% |