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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,512 | $58,311-46.0% | $81,882-61.5% | $80,959-61.1% |
| Participation rate | 61.1% | 63.5%-2.4pp | 72.4%-11.3pp | 67.7%-6.6pp |
| Annual return | 21.96% | 41.85%-19.9pp | 779.47%-757.5pp | 35.67%-13.7pp |
| Employer contribution / active EE | $1,698 | $2,347-27.6% | $2,916-41.8% | $2,757-38.4% |
| Participant deferral / active EE | $2,974 | $3,287-9.5% | $4,323-31.2% | $4,300-30.8% |
| Admin fee / account holder | $3,645 | $4,752-23.3% | $7,360-50.5% | $6,925-47.4% |