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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,171 | $289,211-71.6% | $260,467-68.5% | $198,609-58.6% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 16.37% | 112.90%-96.5pp | 100.60%-84.2pp | 202.70%-186.3pp |
| Employer contribution / active EE | $1,822 | $4,663-60.9% | $4,239-57.0% | $5,055-64.0% |
| Participant deferral / active EE | $3,374 | $6,812-50.5% | $6,319-46.6% | $6,977-51.6% |
| Admin fee / account holder | $8,888 | $16,236-45.3% | $15,461-42.5% | $19,030-53.3% |