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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,194 | $138,102-22.4% | $125,381-14.5% | $134,532-20.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -5.70% | 750.73%-756.4pp | 572.31%-578.0pp | 418.27%-424.0pp |
| Employer contribution / active EE | $21,425 | $5,245+308.5% | $4,815+344.9% | $4,741+351.9% |
| Participant deferral / active EE | $22,121 | $7,801+183.6% | $7,448+197.0% | $6,401+245.6% |
| Admin fee / account holder | $438 | $11,568-96.2% | $10,007-95.6% | $11,429-96.2% |