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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,229 | $148,623-80.3% | $135,974-78.5% | $139,466-79.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.19% | 79.30%-62.1pp | 68.30%-51.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $6,532 | $5,246+24.5% | $4,859+34.4% | $4,754+37.4% |
| Participant deferral / active EE | $12,073 | $8,103+49.0% | $7,760+55.6% | $6,712+79.9% |
| Admin fee / account holder | $797 | $12,406-93.6% | $10,767-92.6% | $11,409-93.0% |