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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,180 | $183,592-38.4% | $155,574-27.2% | $145,877-22.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.73% | 61.37%-42.6pp | 64.87%-46.1pp | 551.28%-532.6pp |
| Employer contribution / active EE | $2,652 | $5,317-50.1% | $4,676-43.3% | $4,663-43.1% |
| Participant deferral / active EE | $11,176 | $6,466+72.8% | $5,629+98.5% | $6,691+67.0% |
| Admin fee / account holder | $626 | $19,316-96.8% | $15,914-96.1% | $13,402-95.3% |