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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,161 | $167,353-36.0% | $143,797-25.5% | $134,545-20.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.84% | 0.48%-24.3pp | -0.04%-23.8pp | 418.37%-442.2pp |
| Employer contribution / active EE | $8,809 | $5,620+56.7% | $4,952+77.9% | $4,742+85.8% |
| Participant deferral / active EE | $7,478 | $6,447+16.0% | $5,638+32.6% | $6,401+16.8% |
| Admin fee / account holder | $870 | $18,096-95.2% | $14,679-94.1% | $11,431-92.4% |