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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,494 | $175,259-76.9% | $149,723-73.0% | $139,487-71.0% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 53.04% | 166.82%-113.8pp | 134.50%-81.5pp | 373.84%-320.8pp |
| Employer contribution / active EE | $2,845 | $5,478-48.1% | $4,821-41.0% | $4,755-40.2% |
| Participant deferral / active EE | $10,463 | $6,522+60.4% | $5,682+84.1% | $6,713+55.9% |
| Admin fee / account holder | $420 | $16,158-97.4% | $13,215-96.8% | $11,407-96.3% |