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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,981 | $148,623+51.4% | $135,974+65.5% | $139,466+61.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 28.75% | 79.30%-50.5pp | 68.30%-39.6pp | 373.66%-344.9pp |
| Employer contribution / active EE | $40,500 | $5,246+672.0% | $4,859+733.5% | $4,754+751.9% |
| Participant deferral / active EE | $22,500 | $8,103+177.7% | $7,760+189.9% | $6,712+235.2% |
| Admin fee / account holder | $802 | $12,406-93.5% | $10,767-92.6% | $11,409-93.0% |