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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,272 | $117,829+53.0% | $102,423+76.0% | $145,877+23.6% |
| Participation rate | 0.0% | 78.6%-78.6pp | 76.5%-76.5pp | 80.3%-80.3pp |
| Annual return | 11.70% | 31.83%-20.1pp | 29.42%-17.7pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,508 | $3,615-58.3% | $3,023-50.1% | $4,663-67.7% |
| Participant deferral / active EE | $2,081 | $5,732-63.7% | $5,054-58.8% | $6,691-68.9% |
| Admin fee / account holder | $2,815 | $13,335-78.9% | $9,455-70.2% | $13,402-79.0% |