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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,535 | $125,184-66.0% | $105,607-59.7% | $145,884-70.8% |
| Participation rate | 55.6% | 77.6%-22.1pp | 75.3%-19.7pp | 80.3%-24.7pp |
| Annual return | 1558.34% | 225.00%+1333.3pp | 116.11%+1442.2pp | 551.85%+1006.5pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,178 | $5,714-79.4% | $5,011-76.5% | $6,690-82.4% |
| Admin fee / account holder | $65 | $17,133-99.6% | $10,958-99.4% | $13,392-99.5% |