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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,926 | $162,136-44.5% | $152,301-41.0% | $154,746-41.9% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 15.70% | 91.02%-75.3pp | 80.50%-64.8pp | 172.34%-156.6pp |
| Employer contribution / active EE | $4,060 | $4,890-17.0% | $4,624-12.2% | $4,379-7.3% |
| Participant deferral / active EE | $13,320 | $8,341+59.7% | $8,004+66.4% | $6,730+97.9% |
| Admin fee / account holder | $20,116 | $15,759+27.6% | $14,398+39.7% | $14,365+40.0% |