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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,422 | $71,878-25.7% | $86,698-38.4% | $68,486-22.0% |
| Participation rate | 55.6% | 72.2%-16.7pp | 76.6%-21.0pp | 67.9%-12.3pp |
| Annual return | -17.20% | 3.53%-20.7pp | 35.95%-53.1pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,132 | $2,173-47.9% | $2,837-60.1% | $2,597-56.4% |
| Participant deferral / active EE | $3,875 | $3,779+2.5% | $4,656-16.8% | $4,028-3.8% |
| Admin fee / account holder | $3,755 | $6,113-38.6% | $7,493-49.9% | $5,404-30.5% |