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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,096 | $165,399-25.0% | $149,745-17.1% | $158,982-21.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.10% | 348.34%-339.2pp | 276.72%-267.6pp | 302.99%-293.9pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $18,234 | $7,183+153.9% | $6,843+166.5% | $5,983+204.7% |
| Admin fee / account holder | $31,265 | $10,811+189.2% | $9,312+235.8% | $11,252+177.9% |