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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,856 | $127,790-87.6% | $106,554-85.1% | $167,553-90.5% |
| Participation rate | 50.0% | 78.3%-28.3pp | 76.1%-26.1pp | 82.1%-32.1pp |
| Annual return | 21.71% | 33.88%-12.2pp | 26.80%-5.1pp | 478.89%-457.2pp |
| Employer contribution / active EE | $1,117 | $3,427-67.4% | $2,819-60.4% | $4,840-76.9% |
| Participant deferral / active EE | $2,905 | $5,088-42.9% | $4,398-34.0% | $6,343-54.2% |
| Admin fee / account holder | $81 | $11,231-99.3% | $7,408-98.9% | $12,316-99.3% |