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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,737 | $185,312-57.5% | $161,489-51.2% | $154,746-49.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 10.02% | 103.84%-93.8pp | 89.72%-79.7pp | 172.34%-162.3pp |
| Employer contribution / active EE | $5,714 | $4,769+19.8% | $4,268+33.9% | $4,379+30.5% |
| Participant deferral / active EE | $4,734 | $6,350-25.4% | $5,630-15.9% | $6,730-29.7% |
| Admin fee / account holder | $2,824 | $18,654-84.9% | $16,006-82.4% | $14,365-80.3% |