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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,737 | $172,111-54.3% | $150,298-47.6% | $137,256-42.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.02% | 69.37%-59.4pp | 62.79%-52.8pp | 220.34%-210.3pp |
| Employer contribution / active EE | $5,714 | $4,636+23.3% | $4,154+37.6% | $4,156+37.5% |
| Participant deferral / active EE | $4,734 | $6,166-23.2% | $5,453-13.2% | $6,407-26.1% |
| Admin fee / account holder | $2,824 | $16,471-82.9% | $14,116-80.0% | $12,270-77.0% |