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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,288 | $60,128-21.4% | $90,440-47.7% | $79,852-40.8% |
| Participation rate | 80.6% | 65.0%+15.6pp | 72.7%+7.9pp | 69.6%+10.9pp |
| Annual return | 19.91% | 71.95%-52.0pp | 1294.38%-1274.5pp | 31.72%-11.8pp |
| Employer contribution / active EE | $0 | $2,068-100.0% | $3,263-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,670 | $2,939+93.0% | $3,964+43.1% | $3,740+51.6% |
| Admin fee / account holder | $1,911 | $3,977-52.0% | $5,615-66.0% | $5,306-64.0% |