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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,011 | $197,625-35.2% | $177,840-28.0% | $158,966-19.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 15.66% | 58.76%-43.1pp | 48.32%-32.7pp | 302.95%-287.3pp |
| Employer contribution / active EE | $16,606 | $6,698+147.9% | $5,919+180.6% | $4,762+248.7% |
| Participant deferral / active EE | $8,100 | $8,405-3.6% | $7,714+5.0% | $5,983+35.4% |
| Admin fee / account holder | $3,750 | $15,405-75.7% | $12,431-69.8% | $11,250-66.7% |