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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,165 | $99,668-60.7% | $86,451-54.7% | $134,545-70.9% |
| Participation rate | 37.5% | 82.1%-44.6pp | 80.3%-42.8pp | 81.2%-43.7pp |
| Annual return | -19.89% | 6789.61%-6809.5pp | 4398.51%-4418.4pp | 418.37%-438.3pp |
| Employer contribution / active EE | $0 | $4,403-100.0% | $3,770-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $6,126 | $7,249-15.5% | $6,953-11.9% | $6,401-4.3% |
| Admin fee / account holder | $3,067 | $8,377-63.4% | $6,734-54.5% | $11,431-73.2% |