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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,364 | $169,361-65.5% | $129,397-54.9% | $145,877-60.0% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 13.25% | 14395.54%-14382.3pp | 9453.98%-9440.7pp | 551.28%-538.0pp |
| Employer contribution / active EE | $3,558 | $5,542-35.8% | $4,154-14.4% | $4,663-23.7% |
| Participant deferral / active EE | $12,377 | $4,987+148.2% | $4,167+197.0% | $6,691+85.0% |
| Admin fee / account holder | $10,355 | $9,903+4.6% | $7,679+34.9% | $13,402-22.7% |