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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,149 | $105,856-49.8% | $90,161-41.1% | $147,586-64.0% |
| Participation rate | 83.3% | 79.7%+3.6pp | 76.9%+6.5pp | 82.8%+0.5pp |
| Annual return | 104.34% | 37.63%+66.7pp | 34.89%+69.5pp | 578.59%-474.3pp |
| Employer contribution / active EE | $5,365 | $4,126+30.0% | $3,318+61.7% | $4,876+10.0% |
| Participant deferral / active EE | $7,900 | $5,733+37.8% | $5,287+49.4% | $5,439+45.3% |
| Admin fee / account holder | $1,494 | $8,046-81.4% | $5,943-74.9% | $10,886-86.3% |