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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,251 | $185,312-39.4% | $161,489-30.5% | $154,746-27.5% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 16.50% | 103.84%-87.3pp | 89.72%-73.2pp | 172.34%-155.8pp |
| Employer contribution / active EE | $1,404 | $4,769-70.6% | $4,268-67.1% | $4,379-67.9% |
| Participant deferral / active EE | $2,898 | $6,350-54.4% | $5,630-48.5% | $6,730-56.9% |
| Admin fee / account holder | $2,865 | $18,654-84.6% | $16,006-82.1% | $14,365-80.1% |