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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,907 | $105,158+133.8% | $94,672+159.7% | $139,487+76.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 10.74% | 38.11%-27.4pp | 156.89%-146.2pp | 373.84%-363.1pp |
| Employer contribution / active EE | $5,714 | $4,107+39.1% | $3,673+55.6% | $4,755+20.2% |
| Participant deferral / active EE | $13,679 | $7,599+80.0% | $7,417+84.4% | $6,713+103.8% |
| Admin fee / account holder | $733 | $8,972-91.8% | $7,222-89.9% | $11,407-93.6% |