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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,217 | $135,956-84.4% | $123,894-82.9% | $273,972-92.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.74% | 56.63%-46.9pp | 47.52%-37.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $5,362 | $5,170+3.7% | $4,617+16.1% | $4,869+10.1% |
| Participant deferral / active EE | $4,921 | $6,343-22.4% | $5,984-17.8% | $5,287-6.9% |
| Admin fee / account holder | $2,318 | $9,817-76.4% | $8,357-72.3% | $10,133-77.1% |