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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,706 | $198,457-78.0% | $170,435-74.4% | $147,586-70.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 5.97% | 257.30%-251.3pp | 205.94%-200.0pp | 578.59%-572.6pp |
| Employer contribution / active EE | $6,208 | $6,183+0.4% | $5,432+14.3% | $4,876+27.3% |
| Participant deferral / active EE | $9,627 | $5,629+71.0% | $4,939+94.9% | $5,439+77.0% |
| Admin fee / account holder | $1,018 | $16,852-94.0% | $13,881-92.7% | $10,886-90.7% |