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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,099 | $105,623-86.7% | $87,502-83.9% | $273,972-94.9% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 6.10% | 12.26%-6.2pp | 12.21%-6.1pp | 41.46%-35.4pp |
| Employer contribution / active EE | $2,122 | $3,141-32.4% | $2,550-16.8% | $4,869-56.4% |
| Participant deferral / active EE | $4,545 | $3,601+26.2% | $3,149+44.3% | $5,287-14.0% |
| Admin fee / account holder | $38,116 | $4,781+697.3% | $4,221+803.1% | $10,133+276.2% |