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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,466 | $58,888+220.0% | $178,499+5.6% | $73,493+156.4% |
| Participation rate | 60.8% | 66.2%-5.5pp | 81.9%-21.2pp | 70.7%-9.9pp |
| Annual return | -36.27% | 24.86%-61.1pp | 151.10%-187.4pp | 28.51%-64.8pp |
| Employer contribution / active EE | $5,561 | $2,236+148.7% | $5,011+11.0% | $2,270+144.9% |
| Participant deferral / active EE | $3,847 | $2,568+49.8% | $5,202-26.0% | $3,740+2.9% |
| Admin fee / account holder | $13 | $400-96.8% | $13,986-99.9% | $513-97.5% |