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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,518 | $72,269-89.6% | $101,271-92.6% | $79,852-90.6% |
| Participation rate | 82.8% | 68.5%+14.3pp | 75.8%+7.0pp | 69.6%+13.1pp |
| Annual return | 11.98% | 22.29%-10.3pp | 46.48%-34.5pp | 31.72%-19.7pp |
| Employer contribution / active EE | $671 | $2,692-75.1% | $3,660-81.7% | $2,471-72.8% |
| Participant deferral / active EE | $1,712 | $3,282-47.8% | $4,371-60.8% | $3,740-54.2% |
| Admin fee / account holder | $2,709 | $4,401-38.4% | $5,948-54.4% | $5,306-48.9% |