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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,888 | $29,716+34.2% | $56,077-28.9% | $80,925-50.7% |
| Participation rate | 5.4% | 41.7%-36.3pp | 52.5%-47.1pp | 67.7%-62.3pp |
| Annual return | 52.14% | 35.30%+16.8pp | 1709.28%-1657.1pp | 35.65%+16.5pp |
| Employer contribution / active EE | $161 | $671-76.0% | $1,040-84.5% | $2,756-94.1% |
| Participant deferral / active EE | $704 | $1,228-42.7% | $1,954-64.0% | $4,299-83.6% |
| Admin fee / account holder | $374 | $2,432-84.6% | $2,825-86.8% | $6,940-94.6% |