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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,888 | $29,733+34.2% | $56,025-28.8% | $80,959-50.7% |
| Participation rate | 5.4% | 41.7%-36.3pp | 52.5%-47.1pp | 67.7%-62.3pp |
| Annual return | 52.14% | 35.28%+16.9pp | 1712.69%-1660.5pp | 35.67%+16.5pp |
| Employer contribution / active EE | $161 | $672-76.0% | $1,042-84.5% | $2,757-94.2% |
| Participant deferral / active EE | $704 | $1,229-42.7% | $1,955-64.0% | $4,300-83.6% |
| Admin fee / account holder | $374 | $2,434-84.6% | $2,828-86.8% | $6,925-94.6% |