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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,400 | $100,262-82.6% | $81,370-78.6% | $145,897-88.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.90% | 34.52%-13.6pp | 24.85%-3.9pp | 552.29%-531.4pp |
| Employer contribution / active EE | $1,984 | $2,979-33.4% | $2,464-19.5% | $4,663-57.4% |
| Participant deferral / active EE | $3,082 | $4,612-33.2% | $3,885-20.7% | $6,689-53.9% |
| Admin fee / account holder | $420 | $8,163-94.9% | $5,749-92.7% | $13,390-96.9% |