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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,402 | $197,637+30.2% | $177,848+44.7% | $158,982+61.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 21.55% | 58.77%-37.2pp | 48.33%-26.8pp | 302.99%-281.4pp |
| Employer contribution / active EE | $15,241 | $6,698+127.5% | $5,919+157.5% | $4,763+220.0% |
| Participant deferral / active EE | $6,994 | $8,405-16.8% | $7,714-9.3% | $5,983+16.9% |
| Admin fee / account holder | $19,642 | $15,406+27.5% | $12,431+58.0% | $11,252+74.6% |