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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,797 | $78,682-81.2% | $109,188-86.4% | $85,851-82.8% |
| Participation rate | 76.1% | 68.3%+7.8pp | 75.9%+0.2pp | 69.3%+6.8pp |
| Annual return | 19.93% | 25.09%-5.2pp | 25.76%-5.8pp | 318.63%-298.7pp |
| Employer contribution / active EE | $1,793 | $2,734-34.4% | $3,723-51.8% | $2,565-30.1% |
| Participant deferral / active EE | $4,820 | $3,468+39.0% | $4,654+3.6% | $3,952+22.0% |
| Admin fee / account holder | $1,304 | $5,470-76.2% | $6,755-80.7% | $6,261-79.2% |