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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,446 | $102,422+21.5% | $147,117-15.4% | $80,959+53.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.37% | 135.16%-118.8pp | 420.54%-404.2pp | 35.67%-19.3pp |
| Employer contribution / active EE | $12,488 | $3,717+235.9% | $4,932+153.2% | $2,757+352.9% |
| Participant deferral / active EE | $14,876 | $6,652+123.6% | $8,065+84.5% | $4,300+245.9% |
| Admin fee / account holder | $9,548 | $7,953+20.0% | $12,993-26.5% | $6,925+37.9% |