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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,503 | $165,399+9.7% | $149,745+21.2% | $158,982+14.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.15% | 348.34%-340.2pp | 276.72%-268.6pp | 302.99%-294.8pp |
| Employer contribution / active EE | $6,522 | $5,105+27.8% | $4,646+40.4% | $4,763+36.9% |
| Participant deferral / active EE | $6,499 | $7,183-9.5% | $6,843-5.0% | $5,983+8.6% |
| Admin fee / account holder | $1,756 | $10,811-83.8% | $9,312-81.1% | $11,252-84.4% |