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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,148 | $168,636-76.8% | $147,618-73.5% | $125,388-68.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.48% | 77.65%-82.1pp | 61.98%-66.5pp | 282.24%-286.7pp |
| Employer contribution / active EE | $13,824 | $6,252+121.1% | $5,565+148.4% | $4,866+184.1% |
| Participant deferral / active EE | $7,687 | $5,507+39.6% | $4,895+57.0% | $5,352+43.6% |
| Admin fee / account holder | $341 | $13,580-97.5% | $11,612-97.1% | $9,541-96.4% |