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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,238 | $209,425-60.7% | $178,499-53.9% | $158,966-48.3% |
| Participation rate | 78.6% | 86.4%-7.8pp | 81.9%-3.4pp | 82.0%-3.4pp |
| Annual return | 17.04% | 188.80%-171.8pp | 151.10%-134.1pp | 302.95%-285.9pp |
| Employer contribution / active EE | $1,976 | $5,707-65.4% | $5,011-60.6% | $4,762-58.5% |
| Participant deferral / active EE | $2,948 | $5,955-50.5% | $5,202-43.3% | $5,983-50.7% |
| Admin fee / account holder | $592 | $17,078-96.5% | $13,986-95.8% | $11,250-94.7% |