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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,744 | $73,988-90.9% | $96,538-93.0% | $75,177-91.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 30.61% | 26.73%+3.9pp | 35.74%-5.1pp | 160.75%-130.1pp |
| Employer contribution / active EE | $2,912 | $2,930-0.6% | $3,740-22.1% | $2,671+9.0% |
| Participant deferral / active EE | $1,960 | $3,660-46.4% | $4,880-59.8% | $4,126-52.5% |
| Admin fee / account holder | $1,078 | $5,220-79.3% | $6,737-84.0% | $5,651-80.9% |