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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,199 | $81,476-86.3% | $102,383-89.1% | $80,925-86.2% |
| Participation rate | 80.4% | 66.8%+13.5pp | 74.5%+5.8pp | 67.7%+12.7pp |
| Annual return | 12.76% | 25.59%-12.8pp | 24.94%-12.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $2,466 | $3,105-20.6% | $3,870-36.3% | $2,756-10.5% |
| Participant deferral / active EE | $2,382 | $3,871-38.5% | $5,060-52.9% | $4,299-44.6% |
| Admin fee / account holder | $1,120 | $6,717-83.3% | $8,391-86.7% | $6,940-83.9% |