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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,136 | $133,981-53.6% | $112,249-44.6% | $134,532-53.8% |
| Participation rate | 28.6% | 78.6%-50.0pp | 75.1%-46.5pp | 81.2%-52.7pp |
| Annual return | -20.82% | 47.16%-68.0pp | 27.48%-48.3pp | 418.27%-439.1pp |
| Employer contribution / active EE | $857 | $4,040-78.8% | $3,636-76.4% | $4,741-81.9% |
| Participant deferral / active EE | $7,057 | $5,292+33.4% | $4,729+49.2% | $6,401+10.3% |
| Admin fee / account holder | $226 | $7,492-97.0% | $6,412-96.5% | $11,429-98.0% |