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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,983 | $82,678-87.9% | $125,391-92.0% | $68,490-85.4% |
| Participation rate | 54.2% | 75.1%-20.8pp | 82.4%-28.2pp | 67.9%-13.7pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.41%-572.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,481 | $3,382-26.7% | $4,816-48.5% | $2,597-4.5% |
| Participant deferral / active EE | $3,490 | $6,111-42.9% | $7,448-53.1% | $4,028-13.3% |
| Admin fee / account holder | $133 | $6,277-97.9% | $10,009-98.7% | $5,403-97.5% |