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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,763 | $73,863-23.2% | $143,797-60.5% | $68,490-17.1% |
| Participation rate | 63.3% | 66.7%-3.3pp | 80.3%-17.0pp | 67.9%-4.6pp |
| Annual return | -17.26% | 0.91%-18.2pp | -0.04%-17.2pp | -7.85%-9.4pp |
| Employer contribution / active EE | $3,608 | $3,185+13.3% | $4,952-27.1% | $2,597+39.0% |
| Participant deferral / active EE | $6,243 | $3,385+84.4% | $5,638+10.7% | $4,028+55.0% |
| Admin fee / account holder | $2,521 | $5,756-56.2% | $14,679-82.8% | $5,403-53.3% |