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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,066,082 | $132,099+2221.1% | $115,599+2552.3% | $138,895+2107.5% |
| Participation rate | 16.7% | 77.9%-61.2pp | 74.3%-57.6pp | 79.9%-63.3pp |
| Annual return | 4.53% | 176.76%-172.2pp | 111.10%-106.6pp | 145.39%-140.9pp |
| Employer contribution / active EE | $7,750 | $3,416+126.9% | $2,955+162.2% | $4,194+84.8% |
| Participant deferral / active EE | $5,479 | $5,617-2.5% | $4,889+12.1% | $6,396-14.3% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |