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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,145 | $176,402-69.3% | $134,162-59.6% | $158,982-65.9% |
| Participation rate | 75.0% | 78.7%-3.7pp | 72.2%+2.8pp | 82.0%-7.0pp |
| Annual return | 10.60% | 63.66%-53.1pp | 36.35%-25.7pp | 302.99%-292.4pp |
| Employer contribution / active EE | $8,950 | $5,042+77.5% | $3,705+141.6% | $4,763+87.9% |
| Participant deferral / active EE | $5,279 | $4,093+29.0% | $3,500+50.8% | $5,983-11.8% |
| Admin fee / account holder | $20,009 | $8,719+129.5% | $6,685+199.3% | $11,252+77.8% |