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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,975 | $185,225-61.7% | $142,898-50.3% | $167,553-57.6% |
| Participation rate | 40.0% | 78.5%-38.5pp | 72.0%-32.0pp | 82.1%-42.1pp |
| Annual return | 17.54% | 8558.12%-8540.6pp | 5639.64%-5622.1pp | 478.89%-461.4pp |
| Employer contribution / active EE | $2,988 | $5,607-46.7% | $4,146-27.9% | $4,840-38.3% |
| Participant deferral / active EE | $1,478 | $4,496-67.1% | $3,838-61.5% | $6,343-76.7% |
| Admin fee / account holder | $120 | $8,032-98.5% | $6,560-98.2% | $12,316-99.0% |