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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,367 | $165,399+6.6% | $149,745+17.8% | $158,982+10.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.76% | 348.34%-336.6pp | 276.72%-265.0pp | 302.99%-291.2pp |
| Employer contribution / active EE | $3,624 | $5,105-29.0% | $4,646-22.0% | $4,763-23.9% |
| Participant deferral / active EE | $8,765 | $7,183+22.0% | $6,843+28.1% | $5,983+46.5% |
| Admin fee / account holder | $1,324 | $10,811-87.8% | $9,312-85.8% | $11,252-88.2% |