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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,781 | $106,247-90.8% | $96,515-89.9% | $139,466-93.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 26.38% | 38.47%-12.1pp | 35.73%-9.4pp | 373.66%-347.3pp |
| Employer contribution / active EE | $2,503 | $4,106-39.0% | $3,740-33.1% | $4,754-47.3% |
| Participant deferral / active EE | $3,809 | $5,456-30.2% | $4,880-21.9% | $6,712-43.3% |
| Admin fee / account holder | $400 | $7,885-94.9% | $6,735-94.1% | $11,409-96.5% |