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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,137 | $32,037-93.3% | $69,182-96.9% | $62,881-96.6% |
| Participation rate | 59.0% | 43.4%+15.6pp | 55.1%+3.9pp | 69.3%-10.3pp |
| Annual return | 0.00% | 15.16%-15.2pp | -21.93%+21.9pp | 20.14%-20.1pp |
| Employer contribution / active EE | $217 | $679-68.1% | $1,206-82.0% | $2,281-90.5% |
| Participant deferral / active EE | $1,285 | $1,185+8.4% | $1,897-32.2% | $3,203-59.9% |
| Admin fee / account holder | $5 | $2,608-99.8% | $2,697-99.8% | $4,296-99.9% |