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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,160 | $181,896-75.7% | $156,551-71.8% | $273,972-83.9% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 25.46% | 30.74%-5.3pp | 32.23%-6.8pp | 41.46%-16.0pp |
| Employer contribution / active EE | $7,752 | $6,248+24.1% | $5,501+40.9% | $4,869+59.2% |
| Participant deferral / active EE | $6,739 | $5,550+21.4% | $4,871+38.3% | $5,287+27.4% |
| Admin fee / account holder | $1,545 | $15,560-90.1% | $13,028-88.1% | $10,133-84.8% |